AREA DECISION REPORT

Swale area decision report

Balanced shortlist area

Median affordability sits at 7.9x in 2025, which reads as stretch. Gigabit availability is 78.6% with median download at Unavailable. 4G strong coverage reaches 97.3% and 5G reaches 7.5% in the current area summary. Nearby planning activity is quiet in the current area radius. 3 featured postcodes are ready for deeper due-diligence follow-up.

Live across price, affordability, connectivity, planning, and postcode follow-upSold prices through 25 Feb 2026 · Affordability year 2025 · Broadband source year 2024 · Mobile source year 2025
Affordability: Stretch at 7.9xSchools: 21 nearby school rowsBroadband: Gigabit 78.6%Mobile: 4G 97.3% · 5G 7.5%Planning: No nearby planning
  • Median sold price, last 5 years £295,000Based on 12,833 sales · Latest sale in data: 25 Feb 2026
  • Affordability StretchMedian ratio 7.9x in 2025
  • Gigabit availability 78.6%Ofcom source year 2024
  • 4G strong coverage 97.3%Area-level mobile source year 2025
  • Nearby planning QuietCurrent applications plus recent decisions linked to the area radius

Area summary

Use this summary to decide whether this shortlist survives, then move into postcode-level due diligence where the evidence looks strongest.

Affordability and price

Stretch at 7.9x

Median house-price-to-earnings ratio is 7.9x in 2025, with a median house price of £305,000 and residence earnings of £38,432.

Broadband

Gigabit 78.6%

Gigabit availability is 78.6%, with median download at Unavailable and below-USO share at 0.1%.

Mobile

4G 97.3% · 5G 7.5%

4G strong-coverage share is 97.3%, with 5G at 7.5% in the current area-level summary.

Planning watch

No nearby matches

No nearby planning rows matched Swale in the current live coverage yet.

Schools

21 nearby school rows

21 nearby school rows matched postcode area ME13 7FN for Swale. Use the schools flow to compare them in more detail.

Transport

858 mapped stops

Swale currently links 858 mapped transport stops, including 827 local bus or tram access points and 26 rail or metro stops. Where NaPTAN status is present, 669 stops are marked active and 189 inactive. Top localities include Sittingbourne (105), Minster (71), Faversham (57).

Local business

Score 100/100

Swale currently links 618 mapped local businesses across 8 tracked categories. Top amenity groups include 215 food and drink, 122 nightlife, 112 grocery. The current amenity availability signal scores 100/100.

Postcode follow-up

3 featured postcodes

3 featured postcodes are ready for deeper due-diligence follow-up under Swale.

Crime

Latest month 1,209

Swale recorded 1,209 crimes in Feb 2026. Rolling twelve month context shows 14,926, with no comparable prior twelve month baseline yet and violence and sexual offences as the top recorded type. Kent Police contributes the largest matched force share in the latest month.

Local business

This area-level OSM snapshot shows the amenity mix currently mapped around Swale, so you can judge everyday convenience before you spend more time on postcode-level checks.

Amenity availability

Convenience score 100/100

Basis: nearest matching geography. Area local-business counts use postcode tags first and nearest-postcode fallback when the OSM record has no usable postcode tag.

Amenity group

Food and drink

215 mapped places currently map into this amenity group, led by fast food (99), cafe (66), restaurant (50).

Amenity group

Nightlife

122 mapped places currently map into this amenity group, led by pub (115), bar (7).

Amenity group

Grocery

112 mapped places currently map into this amenity group, led by convenience (79), supermarket (19), bakery (7).

Amenity group

Personal services

49 mapped places currently map into this amenity group, led by hairdresser (39), beauty (10).

Compare against another area

Keep at least one alternative area in view while you weigh cost, connectivity, planning pressure, and postcode follow-up coverage.

Featured area

Birmingham

Birmingham has 64,699 recorded sales with a median sold price of £220,000.

Open area research

Featured area

Leeds

Leeds has 62,603 recorded sales with a median sold price of £222,000.

Open area research

Featured area

North Yorkshire

North Yorkshire has 62,345 recorded sales with a median sold price of £260,000.

Open area research

Postcodes worth checking next

These are the best current postcode follow-up routes from the live area brief, so use them to move from early shortlist thinking into deeper due diligence.

Featured postcode

ME13 7FN

ME13 7FN has 55 recorded sales with a median sold price of £380,000.

Open postcode research

Featured postcode

ME10 3GS

ME10 3GS has 45 recorded sales with a median sold price of £374,995.

Open postcode research

Featured postcode

ME13 7FZ

ME13 7FZ has 41 recorded sales with a median sold price of £387,995.

Open postcode research

School comparison

Compare nearby schools

Open side-by-side school comparison for Swale before you shortlist homes.

Open school comparison

Recommended tool

Check sold prices

Use the sold price comparator to pressure-test what local sales mean for your budget.

Open sold price comparator

Recommended tool

Check affordability

Use the affordability checker to see whether Swale still fits your income and deposit.

Open affordability checker

Recommended tool

Check planning nearby

Open planning watch for a faster view of live nearby applications and recent decisions.

Open planning watch

Recommended guide

Read area guides

Open move guides that help you compare neighbourhoods, trade-offs, and local risks.

Browse area guides

Recommended guide

Use area planners and templates

Open planners and templates like the area comparison sheet, school visit checklist, and before you move checklist while you narrow your shortlist.

Open planners and templates

Follow up action

Ask vetted agents

We can route your enquiry to vetted partner estate agents covering Swale.