AREA DECISION REPORT

Merton area decision report

Proceed with trade-off checks

Median affordability sits at 10.7x in 2025, which reads as high-cost. Gigabit availability is 93.8% with median download at Unavailable. 4G strong coverage reaches 100% and 5G reaches 96.9% in the current area summary. Nearby planning activity is quiet in the current area radius. 3 featured postcodes are ready for deeper due-diligence follow-up.

Live across price, affordability, connectivity, planning, and postcode follow-upSold prices through 26 Feb 2026 · Affordability year 2025 · Broadband source year 2024 · Mobile source year 2025
Affordability: High-cost at 10.7xSchools: 28 nearby school rowsBroadband: Gigabit 93.8%Mobile: 4G 100% · 5G 96.9%Planning: No nearby planning
  • Median sold price, last 5 years £525,000Based on 14,433 sales · Latest sale in data: 26 Feb 2026
  • Affordability High-costMedian ratio 10.7x in 2025
  • Gigabit availability 93.8%Ofcom source year 2024
  • 4G strong coverage 100%Area-level mobile source year 2025
  • Nearby planning QuietCurrent applications plus recent decisions linked to the area radius

Area summary

Use this summary to decide whether this shortlist survives, then move into postcode-level due diligence where the evidence looks strongest.

Affordability and price

High-cost at 10.7x

Median house-price-to-earnings ratio is 10.7x in 2025, with a median house price of £545,000 and residence earnings of £50,844.

Broadband

Gigabit 93.8%

Gigabit availability is 93.8%, with median download at Unavailable and below-USO share at 0%.

Mobile

4G 100% · 5G 96.9%

4G strong-coverage share is 100%, with 5G at 96.9% in the current area-level summary.

Planning watch

No nearby matches

No nearby planning rows matched Merton in the current live coverage yet.

Schools

28 nearby school rows

28 nearby school rows matched postcode area SW18 4SB for Merton. Use the schools flow to compare them in more detail.

Transport

568 mapped stops

Merton currently links 568 mapped transport stops, including 488 local bus or tram access points and 31 rail or metro stops. Where NaPTAN status is present, 568 stops are marked active and 0 inactive. Top localities include Mitcham (135), Morden (78), Wimbledon (63).

Local business

Score 100/100

Merton currently links 740 mapped local businesses across 8 tracked categories. Top amenity groups include 304 food and drink, 137 grocery, 97 personal services. The current amenity availability signal scores 100/100.

Postcode follow-up

3 featured postcodes

3 featured postcodes are ready for deeper due-diligence follow-up under Merton.

Crime

Latest month 1,251

Merton recorded 1,251 crimes in Feb 2026. Rolling twelve month context shows 15,563, with no comparable prior twelve month baseline yet and violence and sexual offences as the top recorded type. Metropolitan Police Service contributes the largest matched force share in the latest month.

Local business

This area-level OSM snapshot shows the amenity mix currently mapped around Merton, so you can judge everyday convenience before you spend more time on postcode-level checks.

Amenity availability

Convenience score 100/100

Basis: nearest matching geography. Area local-business counts use postcode tags first and nearest-postcode fallback when the OSM record has no usable postcode tag.

Amenity group

Food and drink

304 mapped places currently map into this amenity group, led by restaurant (127), cafe (91), fast food (86).

Amenity group

Grocery

137 mapped places currently map into this amenity group, led by convenience (102), supermarket (26), butcher (4).

Amenity group

Personal services

97 mapped places currently map into this amenity group, led by hairdresser (62), beauty (35).

Amenity group

Retail

60 mapped places currently map into this amenity group, led by clothes (23), diy (9), mobile phone (7).

Compare against another area

Keep at least one alternative area in view while you weigh cost, connectivity, planning pressure, and postcode follow-up coverage.

Featured area

Birmingham

Birmingham has 64,699 recorded sales with a median sold price of £220,000.

Open area research

Featured area

Leeds

Leeds has 62,603 recorded sales with a median sold price of £222,000.

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Featured area

North Yorkshire

North Yorkshire has 62,345 recorded sales with a median sold price of £260,000.

Open area research

Postcodes worth checking next

These are the best current postcode follow-up routes from the live area brief, so use them to move from early shortlist thinking into deeper due diligence.

Featured postcode

SW18 4SB

SW18 4SB has 86 recorded sales with a median sold price of £532,500.

Open postcode research

Featured postcode

SW17 0RF

SW17 0RF has 49 recorded sales with a median sold price of £560,000.

Open postcode research

Featured postcode

SW17 0HF

SW17 0HF has 44 recorded sales with a median sold price of £557,500.

Open postcode research

School comparison

Compare nearby schools

Open side-by-side school comparison for Merton before you shortlist homes.

Open school comparison

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Check sold prices

Use the sold price comparator to pressure-test what local sales mean for your budget.

Open sold price comparator

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Check affordability

Use the affordability checker to see whether Merton still fits your income and deposit.

Open affordability checker

Recommended tool

Check planning nearby

Open planning watch for a faster view of live nearby applications and recent decisions.

Open planning watch

Recommended guide

Read area guides

Open move guides that help you compare neighbourhoods, trade-offs, and local risks.

Browse area guides

Recommended guide

Use area planners and templates

Open planners and templates like the area comparison sheet, school visit checklist, and before you move checklist while you narrow your shortlist.

Open planners and templates

Follow up action

Ask vetted agents

We can route your enquiry to vetted partner estate agents covering Merton.